[ARFC] Avalanche v2 Reserve Factor Adjustment


title: [ARFC] Avalanche v2 Reserve Factor Adjustment
author: @karpatkey_TokenLogic @ChaosLabs
created: 2024-03-19


Summary

This publication proposes periodically increasing the Aave v2 Avalanche Reserve Factor (RF) to encourage users to migrate to Aave v3.

Motivation

Similar to other Aave v2 deployments, this publication seeks to periodically increase the RF across the last remaining v2 deployment, Avalanche.

In doing so, the first AIP will align the RF values with the Ethereum v2 deployment, and each subsequent AIP publication will increase the RF by a further 5.00% up to a maximum of 99.99%. To minimise governance overhead, the Ethereum v2 and Avalanche v2 updates will be combined, with the later implemented by the Guardian. There remains only one to two Polygon RF updates and these will be submitted separately.

Do note increasing the RF parameter does not directly affect user’s health factor, and this method has already been implemented on Polygon v2 and Ethereum v2.

Specification

The below shows the current and proposed RF for each reserve.

Asset Current RF Initial RF Increase Subsequent RF Increase
DAI.e 10.00% 35.00% 40.00%
USDC.e 10.00% 35.00% 40.00%
USDT.e 10.00% 35.00% 40.00%
wAVAX 15.00% 35.00% 40.00%
WBTC.e 10.00% 40.00% 45.00%
WETH.e 10.00% 35.00% 40.00%

Upon implementing this proposal, a subsequent AIP will be submitted every 2 weeks that increases the RF by 5.00% up to a maximum of 99.99%, subject to market conditions.

Disclosure

TokenLogic, karpatkey and Chaos Labs receive no payment for this proposal. TokenLogic and karpatkey are both delegates within the Aave community.

Next Steps

  1. Gather feedback from the community.
  2. If consensus is reached on this ARFC, escalate this proposal to the Snapshot stage.
  3. If Snapshot outcome is YAE, escalate this proposal to AIP stage
  4. Subsequent AIP submission are expected to follow every 14 days thereafter, if deemed applicable

Copyright

Copyright and related rights waived via CC0.

2 Likes

This proposal has been escalated to Snapshot.

Start date Mar 27, 2024, 9:03 PM
End date Mar 30, 2024, 9:03 PM

gm,

The next periodic RF update will bring the reserve factors to:

Asset Previous Reserve Factor New Reserve Factor
DAIe 35.00% 40.00%
USDCe 35.00% 40.00%
USDTe 35.00% 40.00%
WAVAX 35.00% 40.00%
WBTCe 40.00% 45.00%
WETHe 35.00% 40.00%

We will be submitting this AIP for voting on April 22nd.

gm,

The next periodic RF update will bring the reserve factors to:

Asset Previous Reserve Factor New Reserve Factor
DAIe 40.00% 45.00%
USDCe 40.00% 45.00%
USDTe 40.00% 45.00%
WAVAX 40.00% 45.00%
WBTCe 45.00% 50.00%
WETHe 40.00% 45.00%

We will be submitting this AIP for voting on May 7th.

gm,

The next periodic RF update will bring the reserve factors to:

Asset Previous Reserve Factor New Reserve Factor
DAIe 45.00% 50.00%
USDCe 45.00% 50.00%
USDTe 45.00% 50.00%
WAVAX 45.00% 50.00%
WBTCe 50.00% 55.00%
WETHe 45.00% 50.00%

We will be submitting this AIP for voting on May 24th.

This topic was automatically closed 30 days after the last reply. New replies are no longer allowed.

The next periodic RF update will bring the reserve factors to:

Market Asset Current RF New RF
Avalanche V2 DAIe 50% 55%
Avalanche V2 USDCe 50% 55%
Avalanche V2 USDTe 50% 55%
Avalanche V2 WAVAX 50% 55%
Avalanche V2 WBTCe 55% 60%
Avalanche V2 WETHe 50% 55%
1 Like

The next periodic RF update will bring the reserve factors to:

Asset Market Current RF Proposed RF
DAI.e Avalanche v2 55.00% 60.00%
USDC.e Avalanche v2 55.00% 60.00%
USDT.e Avalanche v2 55.00% 60.00%
wAVAX Avalanche v2 55.00% 60.00%
WBTC.e Avalanche v2 60.00% 65.00%
WETH.e Avalanche v2 55.00% 60.00%
1 Like

The next periodic RF update (early August) will bring the reserve factors to:

Asset Market Current RF Proposed RF
DAI.e Avalanche v2 60.00% 65.00%
USDC.e Avalanche v2 60.00% 65.00%
USDT.e Avalanche v2 60.00% 65.00%
wAVAX Avalanche v2 60.00% 65.00%
WBTC.e Avalanche v2 65.00% 70.00%
WETH.e Avalanche v2 60.00% 65.00%

The next periodic RF update (late August) will bring the reserve factors to:

Asset Market Current RF Proposed RF
DAI.e Avalanche v2 65.00% 70.00%
USDC.e Avalanche v2 65.00% 70.00%
USDT.e Avalanche v2 65.00% 70.00%
wAVAX Avalanche v2 65.00% 70.00%
WBTC.e Avalanche v2 70.00% 75.00%
WETH.e Avalanche v2 65.00% 70.00%

The next periodic RF update (late September) will bring the reserve factors to:

Asset Market Current RF Proposed RF
DAI.e Avalanche v2 70.00% 75.00%
USDC.e Avalanche v2 70.00% 75.00%
USDT.e Avalanche v2 70.00% 75.00%
wAVAX Avalanche v2 70.00% 75.00%
WBTC.e Avalanche v2 75.00% 80.00%
WETH.e Avalanche v2 70.00% 75.00%

The next periodic RF update (Mid October) will bring the reserve factors to:

Asset Market Current RF Proposed RF
DAI.e Avalanche v2 75.00% 80.00%
USDC.e Avalanche v2 75.00% 80.00%
USDT.e Avalanche v2 75.00% 80.00%
wAVAX Avalanche v2 75.00% 80.00%
WBTC.e Avalanche v2 80.00% 85.00%
WETH.e Avalanche v2 75.00% 80.00%

The next periodic RF update (Late October) will bring the reserve factors to:

Asset Market Current RF Proposed RF
DAI.e Avalanche v2 80.00% 85.00%
USDC.e Avalanche v2 80.00% 85.00%
USDT.e Avalanche v2 80.00% 85.00%
wAVAX Avalanche v2 80.00% 85.00%
WBTC.e Avalanche v2 85.00% 90.00%
WETH.e Avalanche v2 80.00% 85.00%