Thanks for putting this forward @inkyamze
Our recommendation for a reduced LTV was not included in the Snapshot. According to the collaboration framework agreed upon, both risk providers carry out independent analyses. If a consensus is not reached, the community has the choice of selecting between the proposed recommendations.
Therefore, we ask Gauntlet to modify the Snapshot to include our recommendation for a lower LTV of 80% in option #1. This is to further protect retail users from liquidations by keeping a wider margin from the LT.
Furthermore, as we stated in the previous comment, the community should determine the steps to reach the LT target if this option is accepted.