The ACI previously voted for Option 3 as it was our considered most balanced option between being more conservative and having less overall impact on existing users.
Due to recent debates, we switched our vote to NAY, not because we don’t think there net value in the proposal but because recent discussions pointed out that there’s might be a benefit to taking a step back and continuing discussion.
We will be happy to cast a vote in another snapshot, when the proposal has achieved more maturity.
In light of the community discussion Gauntlet plans on putting up another Snapshot vote in order to find common ground.
This new Snapshot vote will have the same options except that Option 1 and Option 1A are consolidated into a single option where the LTV is 82% (in between 80% and 84%).
While Gauntlet recommended 84% for Option 1, in order to reduce governance fatigue without sacrificing the core principle of the option, we present this updated proposal as a common ground, interim solution.
If this option is chosen, the community can monitor how usage evolves, and can then adjust the LTV accordingly. For example, depending on how attractive this new E-mode is to users, the community may wish to adjust the LTV upwards or downwards. Fortunately, adjusting LTV has significantly fewer downsides than adjusting LT, as LT can cause liquidations while LTV cannot. As such, the community can be more dynamic around adjusting LTV. Again, we note that the main parameter behind protocol risk of bad debt is LT, not LTV.
We plan on putting up this updated Snapshot next week, with ample time for voting. If @ChaosLabs @MarcZeller or any other community members have feedback on this consolidated option, we’d appreciate hearing your thoughts. We thank the community for their contributions on this proposal.
As previously stated, we view the discussion around the LT-LTV spread as secondary compared to the primary decision of what type of E-Mode should be implemented - (1) a more inclusive E-Mode with a lower LT and (2) a less inclusive E-Mode with a higher LT.
Therefore, we support this interim solution to move forward quickly with an updated Snapshot.
To improve our governance process and prevent similar situations in the future, we would like to emphasize the following best practices:
As an update, we will put up the updated Snapshot vote on 4/3/2023, with ample time for community voting.
Snapshot vote has been published here. We thank the community for their participation.
Several notes:
The Snapshot vote has closed, with Option 3 being the community’s preference at 532k votes. We thank the community for their participation on this impactful vote for the protocol.
We aim to move forward transparently and give users enough time to adjust their positions if needed. We provided liquidations data above, and will provide regular updates on liquidatable accounts during the AIP phase.
To give users ample time to adjust positions, we target an AIP on 4/24/2023.
As an update, here are the liquidatable accounts as of 04/17, following our Option 3 Stablecoins eMode recommendations.
In summary:
| Chain | Total Collateral Liquidatable | Total Lost to Liquidation Bonus | Total Wallets Liquidatable |
|---|---|---|---|
| Avalanche | $3,560,179.71 | $66,105.87 | 40 |
| Optimism | $417,557.27 | $7,957.97 | 35 |
| Polygon | $111,505.32 | $2,935.65 | 55 |
| Arbitrum | $22,369.61 | $593.74 | 31 |
To give users more time to adjust positions, we target an AIP on 5/2/2023.
Is Aave providing users a way to see the impact of e-mode from the current version to the new one. People need more advance notice to change positions if needed.
Is USDT part of Option 3? If not, those with large collateral positions have to have enough time to switch. May 2 is too soon.
Hi @raj1 - USDT is not part of Option 3. We have posted the liquidatable accounts above and will refresh the analysis to provide transparency to users. We have also tweeted here.
Thanks but why wouldn’t USDT be part of option 3 (it is the largest
stablecoin by far). I think I am one of the liquidating accounts and
it isn’t fair at all not to give more time and notice to switch
stablecoins.
Can Aave assist on this?
When it comes to procedures that can cause user liquidations, it is important to move forward with caution and advanced notice to users. At the same time, it is valuable to balance speed, in order to protect against unforeseen market events that can happen at unexpected times.
As such, in order to give more time to users to adjust positions, we plan on delaying the on-chain vote (AIP) to 5/15. Given the ~1 week-long governance process, this would give users 3 additional weeks to make any changes to their positions. We thank the community for their participation in this initiative.
Thanks for the update. This is very helpful. Clarifying why USDT is being dropped from E-Mode would also help.
The first address on the Avalanche list looks to be a contract address and not an individual user.
Good question - USDT is not positively correlated with the other assets in the pool, and this can lead to outsized risk in certain situations.
Thanks. From a user perspective, it limits options, and given how much bigger USDT is than the rest, people will have an incentive to go to other protocols.
lol, why is this even a thing?
otherwise, option 2 seems best ok
As a reminder, we plan on publishing the on-chain vote (AIP) on 5/15. We encourage users of stablecoin e-mode to monitor their positions and make any adjustments as needed.
We wanted to update the community that after technical consultation with @bgdlabs, we do not plan on moving forward with all of the changes in the Snapshot vote.
In particular, after technical evaluation, we believe there can be a problem with removing assets from E-mode. At this current point in time, the protocol is not very well prepared for E-mode movements.
The community selected Option 3, which is DAI, USDC, FRAX (if already listed) at 95% LT, 93% LTV, 1% LB.
As we work on potential solutions, in the meantime, we plan on moving forward with the parameter changes (95% LT, 93% LTV, 1% LB) of Option 3, without removing assets from E-Mode yet. This will serve as an initial step towards risk reduction for the community.
To give the community more time, we plan on putting up the AIP on Monday 5/22. Because LT is being reduced, we will keep the community informed of liquidatable accounts. We will keep the community notified of next steps.
The following table shows the total dollar value of borrowed and supplied assets currently in borrow positions whose health factors will drop below 1 when the stablecoin e-mode liquidation thresholds are reduced from 97.5% to 95%. See the toggle for the breakdown by account by chain.
| Chain | Accounts Made Liquidatable | Total Borrows Affected (USD) | Total Supply Affected (USD) | Borrowed Assets Affected | Supplied Assets Affected |
|---|---|---|---|---|---|
| Arbitrum | 38 | $103k | $107k | USDC ($98k), USDT ($5k), DAI ($52.68) | USDC ($98k), USDT ($6k), DAI ($3k), WBTC ($25.14), WETH ($4.37) |
| Polygon | 57 | $181k | $187k | USDC ($150k), DAI ($31k), USDT ($160.51), jEUR ($2.82), agEUR ($10.64), EURS ($1.22) | USDC ($155k), WBTC ($0.01), LINK (< $0.01), USDT ($2k), DAI ($30k), stMATIC (< $0.01), CRV (< $0.01), WMATIC ($165.61), WETH ($2.25), miMATIC ($0.3), BAL ($1.79), SUSHI (< $0.01), jEUR (< $0.01), EURS (< $0.01) |
| Avalanche | 42 | $710k | $733k | USDC ($616k), USDT ($41k), DAI ($53k) | USDC ($663k), USDT ($0.04), WETH ($51k), WAVAX ($113.88), WBTC ($286.47), DAI ($15k), BTC.B ($1k), FRAX ($3k), AAVE.e ($0.15), SAVAX (< $0.01), MAI ($1.69) |
| Optimism | 50 | $818k | $851k | USDC ($759k), DAI ($58k), sUSD ($2k), USDT ($171.88) | USDC ($768k), WETH ($26.01), DAI ($70k), sUSD ($2k), USDT ($11k), AAVE ($1.4) |
As of 2023-05-17, the following 57 accounts will immediately become liquidatable if the proposed parameter changes are implemented.
| Address | Health Factor | Health Factor With New Parameters | Total Borrows (USD) | Total Supply (USD) | Asset(s) Borrowed | Asset(s) Supplied |
|---|---|---|---|---|---|---|
| 0x0a08c3a4 | 1.01 | 0.98 | $40k | $41k | USDC ($40k) | USDC ($41k), WBTC (< $0.01), LINK (< $0.01), LINK (< $0.01), USDT (< $0.01), DAI (< $0.01), stMATIC (< $0.01), USDT (< $0.01), WBTC (< $0.01), DAI (< $0.01) |
| 0xb8f17c3b | 1.0 | 0.98 | $19k | $20k | DAI ($10k), DAI ($10k) | DAI ($10k), DAI ($10k), CRV (< $0.01), WMATIC (< $0.01), LINK (< $0.01), LINK (< $0.01), WMATIC (< $0.01), CRV (< $0.01), WETH (< $0.01) |
| 0x4c116b3a | 1.01 | 0.99 | $17k | $18k | USDC ($17k) | USDC ($18k), WETH (< $0.01) |
| 0xa7f1c779 | 1.02 | 0.99 | $14k | $15k | USDC ($14k) | USDC ($15k), DAI (< $0.01), WMATIC ($75.88), LINK (< $0.01), DAI (< $0.01), LINK (< $0.01), WMATIC ($75.88) |
| 0x0f0e225a | 1.01 | 0.98 | $12k | $12k | USDC ($12k) | USDC ($12k), WMATIC (< $0.01), WMATIC (< $0.01), miMATIC (< $0.01), CRV (< $0.01), CRV (< $0.01), WETH ($0.03), DAI (< $0.01), USDT (< $0.01), USDT (< $0.01), DAI (< $0.01) |
| 0x3ff41a1d | 1.0 | 0.98 | $11k | $11k | USDC ($11k) | USDC ($11k), WETH (< $0.01) |
| 0x38db2836 | 1.02 | 0.99 | $9k | $9k | DAI ($4k), DAI ($4k) | DAI ($5k), DAI ($5k), USDC (< $0.01) |
| 0x1e409bf8 | 1.0 | 0.98 | $8k | $9k | USDC ($8k) | USDC ($9k) |
| 0xfb8cf710 | 1.01 | 0.99 | $7k | $7k | USDC ($7k) | USDC ($7k) |
| 0x880daa96 | 1.01 | 0.99 | $7k | $7k | USDC ($7k) | USDC ($7k) |
| 0x00c31514 | 1.02 | 1.0 | $6k | $6k | USDC ($6k) | USDC ($6k), WMATIC (< $0.01), WMATIC (< $0.01), WBTC (< $0.01), WBTC (< $0.01) |
| 0xf48ad408 | 1.01 | 0.98 | $5k | $5k | USDC ($5k) | USDC ($5k) |
| 0x15ec05e8 | 1.01 | 0.99 | $5k | $5k | USDC ($5k) | USDC ($5k), WMATIC (< $0.01), WMATIC (< $0.01), WETH ($0.75) |
| 0x5864b2ae | 1.02 | 1.0 | $3k | $3k | USDC ($3k) | USDC ($3k) |
| 0xfaeb7699 | 1.02 | 1.0 | $3k | $3k | USDC ($3k) | USDC ($3k) |
| 0x6dd90a4d | 1.01 | 0.99 | $2k | $2k | USDC ($2k) | USDC ($2k) |
| 0xd8a23c22 | 1.01 | 0.98 | $2k | $2k | DAI ($1k), DAI ($1k) | USDT ($1k), USDT ($1k) |
| 0xe25c0e14 | 1.0 | 0.98 | $2k | $2k | USDC ($2k), DAI ($1.02), DAI ($1.02) | USDC ($2k), WBTC (< $0.01), WBTC (< $0.01), WETH ($1.45) |
| 0x9cf90dc6 | 1.01 | 0.99 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0xca1c8b35 | 1.0 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0x1059122d | 1.01 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k), WMATIC (< $0.01), WMATIC (< $0.01) |
| 0xbc4517fe | 1.02 | 0.99 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0xa3eef804 | 1.02 | 1.0 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0x34bf0cc1 | 1.02 | 0.99 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0xea6e4bde | 1.01 | 0.99 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0x7158cc37 | 1.01 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k), WETH ($0.02) |
| 0x8bb931c0 | 1.0 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k), WETH (< $0.01), WBTC (< $0.01), WBTC (< $0.01), WMATIC (< $0.01), WMATIC (< $0.01) |
| 0x964b518f | 1.01 | 0.98 | $1k | $1k | DAI ($261.88), DAI ($261.88) | DAI ($269.12), DAI ($269.12), BAL ($1.79) |
| 0x3645d830 | 1.01 | 0.98 | $341.84 | $353.44 | USDC ($341.84) | USDC ($353.44) |
| 0x0c7eb05f | 1.0 | 0.98 | $215.29 | $221.64 | DAI ($107.64), DAI ($107.64) | DAI ($110.82), DAI ($110.82) |
| 0x014f5918 | 1.0 | 0.98 | $173.02 | $177.89 | USDC ($173.02) | USDC ($177.89) |
| 0x252d731f | 1.03 | 1.0 | $168.58 | $177.42 | USDC ($168.58) | USDC ($177.42) |
| 0x2f5b8b93 | 1.02 | 0.99 | $98.69 | $103.19 | DAI ($35.96), DAI ($35.96), USDT ($13.38), USDT ($13.38) | DAI ($49.27), DAI ($49.27), WMATIC ($2.33), WMATIC ($2.33) |
| 0x70c03d5a | 1.01 | 0.99 | $75.95 | $78.77 | DAI ($37.97), DAI ($37.97) | WMATIC (< $0.01), WMATIC (< $0.01), USDT ($39.39), USDC (< $0.01), SUSHI (< $0.01), USDT ($39.39) |
| 0xe8b775ab | 1.01 | 0.98 | $68.04 | $70.42 | USDT ($34.02), USDT ($34.02) | USDT ($35.21), USDT ($35.21) |
| 0xb7d899b2 | 1.01 | 0.99 | $41.88 | $43.59 | USDT ($20.94), USDT ($20.94) | USDT ($21.8), USDT ($21.8) |
| 0x8b42455f | 1.02 | 0.99 | $35.56 | $37.02 | USDC ($35.56) | USDC ($37.02), WBTC (< $0.01), WBTC (< $0.01) |
| 0x1a83c094 | 1.02 | 0.99 | $35.45 | $37.06 | USDC ($35.45) | USDC ($37.06) |
| 0xab94de2d | 1.02 | 1.0 | $18.23 | $19.14 | DAI ($9.11), DAI ($9.11) | USDC ($10.07), WMATIC ($4.54), WMATIC ($4.54) |
| 0x09283b4d | 1.02 | 0.99 | $15.91 | $16.6 | DAI ($7.93), DAI ($7.93), jEUR ($0.05) | DAI ($8.3), DAI ($8.3), jEUR (< $0.01), WMATIC (< $0.01), WMATIC (< $0.01) |
| 0x040b2cfe | 1.0 | 0.98 | $15.81 | $16.28 | USDT ($7.91), USDT ($7.91) | USDT ($8.14), USDT ($8.14) |
| 0x0f845c4f | 1.02 | 0.99 | $7.81 | $8.13 | USDC ($7.81) | USDC ($8.13) |
| 0x3cd8bbef | 1.01 | 0.98 | $6.93 | $7.15 | agEUR ($6.93) | USDC ($7.15), WETH (< $0.01), WBTC (< $0.01), WBTC (< $0.01) |
| 0xd9430c65 | 1.0 | 0.98 | $6.59 | $6.78 | USDC ($6.59) | USDC ($6.78) |
| 0xb026673d | 1.02 | 0.99 | $6.57 | $6.88 | USDC ($6.57) | USDC ($6.88) |
| 0x96c7314e | 1.01 | 0.98 | $6.1 | $6.31 | USDT ($3.05), USDT ($3.05) | DAI ($3.15), DAI ($3.15) |
| 0x86f40277 | 1.0 | 0.98 | $3.75 | $3.85 | USDC ($2.33), jEUR ($1.42) | USDC ($3.85) |
| 0x7a494724 | 1.02 | 0.99 | $3.71 | $3.87 | agEUR ($3.71) | USDT (< $0.01), USDC ($3.78), USDT (< $0.01), WMATIC ($0.05), WMATIC ($0.05) |
| 0x89a1968f | 1.0 | 0.97 | $3.54 | $3.64 | USDC ($2.19), jEUR ($1.36) | USDC ($3.64) |
| 0x21f0d06c | 1.01 | 0.98 | $3.03 | $3.15 | USDC ($3.03) | USDC ($3.15) |
| 0x136f1522 | 1.0 | 0.98 | $1.91 | $1.96 | USDT ($0.95), USDT ($0.95) | USDT ($0.98), USDT ($0.98) |
| 0x86f8e8a5 | 1.02 | 0.99 | $1.22 | $1.27 | EURS ($1.22) | EURS (< $0.01), WMATIC (< $0.01), USDC ($1.26), WMATIC (< $0.01) |
| 0x9e38d938 | 1.01 | 0.99 | $0.28 | $0.3 | USDC ($0.28) | miMATIC ($0.3) |
| 0x56428dd2 | 1.0 | 0.98 | < $0.01 | < $0.01 | USDC (< $0.01) | USDC (< $0.01) |
| 0xecaa8606 | 1.02 | 1.0 | < $0.01 | < $0.01 | agEUR (< $0.01) | USDC (< $0.01) |
| 0xa938a05d | 1.01 | 0.99 | < $0.01 | < $0.01 | USDC (< $0.01) | USDC (< $0.01) |
| 0x60ab8842 | 1.02 | 1.0 | < $0.01 | < $0.01 | USDT (< $0.01), USDT (< $0.01) | USDT (< $0.01), USDT (< $0.01), WMATIC (< $0.01), WMATIC (< $0.01) |
| TOTAL | $181k | $187k | USDC ($150k), DAI ($31k), USDT ($160.51), jEUR ($2.82), agEUR ($10.64), EURS ($1.22) | USDC ($155k), WBTC ($0.01), LINK (< $0.01), USDT ($2k), DAI ($30k), stMATIC (< $0.01), CRV (< $0.01), WMATIC ($165.61), WETH ($2.25), miMATIC ($0.3), BAL ($1.79), SUSHI (< $0.01), jEUR (< $0.01), EURS (< $0.01) |
As of 2023-05-17, the following 42 accounts will immediately become liquidatable if the proposed parameter changes are implemented.
| Address | Health Factor | Health Factor With New Parameters | Total Borrows (USD) | Total Supply (USD) | Asset(s) Borrowed | Asset(s) Supplied |
|---|---|---|---|---|---|---|
| 0x19aee78f | 1.01 | 0.98 | $553k | $570k | USDC ($553k) | USDC ($570k) |
| 0x9428554e | 1.02 | 0.99 | $86k | $89k | USDT ($41k), DAI ($18k), DAI ($18k), USDC ($9k) | USDT (< $0.01), USDC ($38k), WETH ($51k) |
| 0x46f2204a | 1.01 | 0.98 | $32k | $33k | USDC ($32k) | USDC ($32k), WAVAX ($41.18), WBTC ($286.47), WAVAX ($41.18) |
| 0x98947ba0 | 1.02 | 1.0 | $11k | $11k | DAI ($5k), DAI ($5k) | DAI ($4k), DAI ($4k), WBTC (< $0.01), USDC ($2k), BTC.B ($1k) |
| 0xc1fe59ec | 1.0 | 0.98 | $7k | $7k | USDC ($7k) | USDC ($7k), BTC.B (< $0.01) |
| 0xa159933a | 1.01 | 0.99 | $4k | $4k | USDC ($4k) | USDC ($4k), DAI ($0.28), USDT (< $0.01), DAI ($0.28), WAVAX ($15.74), WAVAX ($15.74) |
| 0xcefbb17e | 1.0 | 0.98 | $3k | $4k | USDC ($3k) | USDC ($4k), BTC.B (< $0.01) |
| 0xc483cb94 | 1.01 | 0.99 | $3k | $3k | USDC ($3k) | USDC ($3k) |
| 0x7e9226f4 | 1.0 | 0.98 | $2k | $2k | USDC ($2k) | USDT (< $0.01), FRAX ($2k) |
| 0x3721cad8 | 1.01 | 0.98 | $2k | $2k | DAI ($1k), DAI ($1k) | DAI ($1k), DAI ($1k), BTC.B ($23.11), WBTC (< $0.01) |
| 0xf6d5b820 | 1.01 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k), USDT ($0.04) |
| 0x9a57055d | 1.01 | 0.98 | $1k | $1k | DAI ($1k), DAI ($1k) | DAI ($1k), DAI ($1k), WAVAX (< $0.01), WETH (< $0.01), WAVAX (< $0.01), USDC ($32.59) |
| 0x1abb73d6 | 1.02 | 1.0 | $1k | $1k | DAI ($1k), DAI ($1k) | DAI ($1k), DAI ($1k), USDT (< $0.01), USDC (< $0.01) |
| 0x2765069e | 1.01 | 0.98 | $1k | $1k | DAI ($1k), DAI ($1k) | DAI ($1k), DAI ($1k), AAVE.e ($0.08), AAVE.e ($0.08), WAVAX (< $0.01), WAVAX (< $0.01) |
| 0xad208084 | 1.01 | 0.98 | $1k | $1k | DAI ($317.2), DAI ($317.2) | DAI ($328.42), DAI ($328.42) |
| 0x12067ef9 | 1.01 | 0.98 | $370.31 | $383.06 | DAI ($185.15), DAI ($185.15) | DAI ($191.53), DAI ($191.53) |
| 0xcb370f2c | 1.01 | 0.98 | $326.23 | $336.66 | USDC ($326.21), DAI ($0.01), DAI ($0.01) | USDC ($336.66) |
| 0x4d73918a | 1.01 | 0.98 | $323.55 | $334.8 | USDC ($323.55) | FRAX ($334.8) |
| 0x26ddfae0 | 1.01 | 0.98 | $309.32 | $319.94 | DAI ($154.66), DAI ($154.66) | DAI ($159.97), DAI ($159.97) |
| 0xde2bb644 | 1.01 | 0.99 | $250.07 | $259.91 | USDC ($250.07) | USDC ($259.91) |
| 0xe43f9690 | 1.01 | 0.99 | $244.85 | $254.42 | USDC ($244.85) | USDC ($254.42) |
| 0xb371346f | 1.01 | 0.98 | $232.73 | $240.88 | USDC ($232.73) | USDC ($240.88) |
| 0x127ad20f | 1.01 | 0.98 | $226.16 | $233.62 | USDC ($226.16) | USDC ($233.62) |
| 0xd1d7a161 | 1.0 | 0.97 | $189.34 | $194.25 | USDC ($189.34) | USDC ($194.25) |
| 0xca93c5a0 | 1.01 | 0.98 | $172.29 | $178.37 | USDC ($172.29) | USDC ($178.37) |
| 0xc2f7ab6e | 1.02 | 0.99 | $104.37 | $109.22 | USDT ($104.37), USDC (< $0.01) | USDC ($109.22) |
| 0xa7711588 | 1.01 | 0.98 | $49.26 | $50.85 | USDC ($49.26), USDT (< $0.01) | USDC ($50.85) |
| 0x38475081 | 1.0 | 0.98 | $34.63 | $35.58 | USDC ($34.63), DAI (< $0.01), DAI (< $0.01) | USDC ($35.57), WAVAX (< $0.01), WAVAX (< $0.01) |
| 0xb039ebce | 1.01 | 0.98 | $28.15 | $29.06 | USDC ($28.15) | USDC ($29.06) |
| 0x85858d4d | 1.02 | 0.99 | $17.96 | $18.77 | DAI ($8.98), DAI ($8.98) | DAI ($9.39), DAI ($9.39) |
| 0x1f62d6d0 | 1.01 | 0.98 | $12.51 | $12.96 | USDT ($12.51) | USDC ($12.96) |
| 0x3fe92414 | 1.0 | 0.98 | $10.06 | $10.33 | USDC ($10.06) | USDC ($10.33) |
| 0xada6c4ff | 1.01 | 0.99 | $3.85 | $3.99 | DAI ($1.92), DAI ($1.92) | DAI ($1.98), DAI ($1.98), WAVAX ($0.02), USDC (< $0.01), WAVAX ($0.02), SAVAX (< $0.01) |
| 0x1ed76d5e | 1.01 | 0.98 | $3.02 | $3.12 | USDC ($3.02) | USDC ($3.12) |
| 0x41ba809a | 1.02 | 1.0 | $1.6 | $1.69 | USDC ($1.6) | MAI ($1.69) |
| 0xa086973c | 1.02 | 1.0 | $0.78 | $0.81 | USDC ($0.78) | USDC ($0.81) |
| 0x64e00561 | 1.01 | 0.98 | $0.5 | $0.51 | USDC ($0.5) | USDC ($0.51) |
| 0x2c49828a | 1.03 | 1.0 | $0.07 | $0.07 | USDC ($0.07), DAI (< $0.01), DAI (< $0.01) | USDC ($0.07) |
| 0xaf435f71 | 1.02 | 0.99 | $0.02 | $0.02 | DAI ($0.01), DAI ($0.01) | USDC ($0.02) |
| 0x82fb1ff0 | 1.0 | 0.98 | < $0.01 | $0.01 | USDC (< $0.01) | USDC ($0.01) |
| 0x0259e56a | 1.02 | 1.0 | < $0.01 | < $0.01 | USDC (< $0.01) | FRAX (< $0.01) |
| 0x95ca0296 | 1.03 | 1.0 | < $0.01 | < $0.01 | USDC (< $0.01) | FRAX (< $0.01) |
| TOTAL | $710k | $733k | USDC ($616k), USDT ($41k), DAI ($53k) | USDC ($663k), USDT ($0.04), WETH ($51k), WAVAX ($113.88), WBTC ($286.47), DAI ($15k), BTC.B ($1k), FRAX ($3k), AAVE.e ($0.15), SAVAX (< $0.01), MAI ($1.69) |
As of 2023-05-17, the following 50 accounts will immediately become liquidatable if the proposed parameter changes are implemented.
| Address | Health Factor | Health Factor With New Parameters | Total Borrows (USD) | Total Supply (USD) | Asset(s) Borrowed | Asset(s) Supplied |
|---|---|---|---|---|---|---|
| 0x8c0fcf91 | 1.01 | 0.99 | $703k | $731k | USDC ($703k) | USDC ($731k), WETH (< $0.01) |
| 0x8f85e2e9 | 1.02 | 0.99 | $57k | $59k | DAI ($57k) | DAI ($59k), sUSD ($1.53) |
| 0x27c0d8d4 | 1.01 | 0.99 | $22k | $23k | USDC ($22k) | USDC ($23k) |
| 0x5a1a07e1 | 1.01 | 0.99 | $9k | $9k | USDC ($9k) | USDC ($0.24), DAI ($9k) |
| 0x37749f66 | 1.02 | 0.99 | $8k | $8k | USDC ($8k) | USDC (< $0.01), USDT ($8k), sUSD (< $0.01) |
| 0x74b615e4 | 1.01 | 0.98 | $8k | $8k | USDC ($8k) | USDC ($8k) |
| 0x3c8a708a | 1.03 | 1.0 | $2k | $2k | USDC ($2k) | USDC ($2k) |
| 0x1a6f5e61 | 1.02 | 0.99 | $2k | $2k | USDC ($2k) | USDC ($2k) |
| 0x55f43287 | 1.02 | 0.99 | $2k | $2k | USDC ($2k) | USDT ($2k) |
| 0xd6420e84 | 1.01 | 0.98 | $1k | $1k | sUSD ($1k) | sUSD ($1k), USDC (< $0.01), DAI (< $0.01) |
| 0x99cf7326 | 1.01 | 0.99 | $1k | $1k | DAI ($1k), USDC ($379.88), sUSD ($205.74), USDT ($101.9) | DAI ($1k), WETH ($25.73) |
| 0x4598257f | 1.0 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0x61fb3deb | 1.01 | 0.99 | $1k | $1k | USDC ($1k) | USDC ($1k), AAVE (< $0.01) |
| 0xeac87592 | 1.01 | 0.98 | $379.08 | $392.93 | DAI ($379.08) | DAI ($392.93) |
| 0xf8a1ee23 | 1.01 | 0.98 | $264.2 | $272.43 | USDC ($264.2) | USDC ($272.43) |
| 0x537fb902 | 1.01 | 0.98 | $191.73 | $198.74 | USDC ($191.73) | USDC ($198.74) |
| 0xdd4e7a76 | 1.01 | 0.98 | $189.19 | $195.69 | sUSD ($189.19) | sUSD ($195.69) |
| 0x852f3662 | 1.0 | 0.98 | $119.46 | $123.09 | USDC ($119.46) | USDC ($123.09) |
| 0x2e605496 | 1.02 | 0.99 | $108.87 | $113.86 | USDC ($108.37), DAI ($0.5) | USDC ($112.45), WETH ($0.01), AAVE ($1.4) |
| 0x60f9b688 | 1.0 | 0.98 | $82.6 | $85.1 | USDC ($82.6) | USDC ($85.1), DAI (< $0.01) |
| 0x25ba6bad | 1.0 | 0.97 | $75.76 | $77.71 | sUSD ($75.76) | sUSD ($77.71) |
| 0xa5174839 | 1.01 | 0.98 | $49.0 | $50.56 | USDC ($49.0) | USDC ($50.56) |
| 0x13f5cf79 | 1.0 | 0.98 | $30.7 | $31.62 | USDT ($30.7) | USDT ($31.62) |
| 0xa4341870 | 1.01 | 0.99 | $25.8 | $26.75 | DAI ($25.8) | DAI (< $0.01), WETH ($0.27), USDC ($26.49) |
| 0xd6e44a50 | 1.02 | 0.99 | $24.56 | $25.65 | USDT ($24.56) | USDC ($25.65) |
| 0xc74ffa4d | 1.01 | 0.98 | $23.19 | $24.01 | DAI ($23.19) | DAI ($24.01), WETH (< $0.01), USDC (< $0.01) |
| 0x69593699 | 1.0 | 0.98 | $10.22 | $10.52 | sUSD ($10.22) | USDC ($10.52) |
| 0x3d38f976 | 1.02 | 1.0 | $9.64 | $10.11 | USDT ($9.64) | USDT ($10.11) |
| 0xb394cd6e | 1.01 | 0.99 | $9.3 | $9.65 | USDC ($9.3) | USDT ($9.65) |
| 0xbd5b2613 | 1.0 | 0.98 | $8.81 | $9.07 | USDC ($8.81) | USDC ($9.07) |
| 0x634952f0 | 1.01 | 0.98 | $4.68 | $4.84 | USDT ($4.68) | USDC ($4.84), sUSD (< $0.01) |
| 0xb58b3e8b | 1.0 | 0.98 | $3.77 | $3.88 | USDC ($3.77) | USDC ($3.88), DAI (< $0.01) |
| 0x81cc41a0 | 1.01 | 0.98 | $3.61 | $3.73 | sUSD ($3.61) | USDC ($3.73) |
| 0x66adc590 | 1.01 | 0.99 | $2.9 | $3.01 | sUSD ($2.9) | DAI ($3.01) |
| 0x7a0dff2a | 1.01 | 0.98 | $2.52 | $2.61 | DAI ($2.52) | sUSD ($2.61) |
| 0xf85df5e9 | 1.0 | 0.98 | $1.91 | $1.96 | DAI ($1.51), USDT ($0.4) | USDC ($1.96) |
| 0x93494cf5 | 1.0 | 0.98 | $1.88 | $1.94 | DAI ($1.88) | USDC ($1.94) |
| 0x2421134c | 1.01 | 0.98 | $1.67 | $1.73 | USDC ($1.67) | sUSD ($1.73) |
| 0x6f206dcf | 1.0 | 0.98 | $1.31 | $1.35 | sUSD ($1.31) | DAI ($1.35) |
| 0xbe4d99f3 | 1.02 | 0.99 | $0.96 | $1.0 | DAI ($0.96) | USDC ($1.0) |
| 0x2ed17344 | 1.01 | 0.98 | $0.23 | $0.23 | USDC ($0.23) | USDC (< $0.01), DAI ($0.23) |
| 0x0bbf7580 | 1.0 | 0.98 | $0.15 | $0.16 | DAI ($0.15) | DAI ($0.16) |
| 0x1b056a28 | 1.02 | 1.0 | $0.13 | $0.13 | DAI ($0.13) | DAI ($0.13) |
| 0x86c0eb3c | 1.02 | 0.99 | $0.05 | $0.05 | USDC ($0.05) | USDT ($0.05) |
| 0x266e0218 | 1.0 | 0.98 | < $0.01 | < $0.01 | DAI (< $0.01) | USDC (< $0.01) |
| 0x6fe14762 | 1.01 | 0.99 | < $0.01 | < $0.01 | USDC (< $0.01) | USDC (< $0.01), WETH (< $0.01), sUSD (< $0.01) |
| 0x4707ddf2 | 1.02 | 1.0 | < $0.01 | < $0.01 | USDT (< $0.01) | USDT (< $0.01), DAI (< $0.01), WETH (< $0.01) |
| 0x82fb1ff0 | 1.0 | 0.98 | < $0.01 | < $0.01 | USDC (< $0.01) | USDC (< $0.01) |
| 0xcdab85b5 | 1.0 | 0.98 | < $0.01 | < $0.01 | DAI (< $0.01) | DAI (< $0.01) |
| 0x662adc1b | 1.01 | 0.98 | < $0.01 | < $0.01 | DAI (< $0.01) | sUSD (< $0.01) |
| TOTAL | $818k | $851k | USDC ($759k), DAI ($58k), sUSD ($2k), USDT ($171.88) | USDC ($768k), WETH ($26.01), DAI ($70k), sUSD ($2k), USDT ($11k), AAVE ($1.4) |
The following table shows the total dollar value of borrowed and supplied assets currently in borrow positions whose health factors will drop below 1 when the stablecoin e-mode liquidation thresholds are reduced from 97.5% to 95%.
| Chain | Accounts Made Liquidatable | Total Borrows Affected (USD) | Total Supply Affected (USD) | Borrowed Assets Affected | Supplied Assets Affected |
|---|---|---|---|---|---|
| Arbitrum | 39 | $104k | $108k | USDC ($99k), USDT ($5k), DAI ($52.68) | USDC ($98k), USDT ($6k), DAI ($4k), WETH ($4.38), WBTC ($24.71), LINK (< $0.01) |
| Polygon | 55 | $170k | $176k | USDC ($139k), DAI ($31k), USDT ($160.53), jEUR ($2.81), agEUR ($10.58), EURS ($1.22) | USDC ($143k), DAI ($30k), LINK (< $0.01), WBTC ($0.01), stMATIC (< $0.01), USDT ($2k), CRV (< $0.01), WETH ($2.23), WMATIC ($162.31), miMATIC ($0.3), BAL ($1.79), SUSHI (< $0.01), jEUR (< $0.01), EURS (< $0.01) |
| Avalanche | 40 | $710k | $733k | USDC ($616k), USDT ($41k), DAI ($53k) | USDC ($662k), USDT ($0.04), WETH ($51k), WAVAX ($110.35), WBTC ($1k), DAI ($15k), BTC.B ($1k), FRAX ($3k), AAVE.e ($0.15), SAVAX (< $0.01), MAI ($1.67) |
| Optimism | 50 | $818k | $851k | USDC ($759k), DAI ($58k), sUSD ($2k), USDT ($171.9) | USDC ($769k), WETH ($25.73), DAI ($70k), sUSD ($2k), USDT ($11k), AAVE ($1.42) |
As of 2023-05-18, the following 39 accounts will immediately become liquidatable if the proposed parameter changes are implemented.
| Address | Health Factor | Health Factor With New Parameters | Total Borrows (USD) | Total Supply (USD) | Asset(s) Borrowed | Asset(s) Supplied |
|---|---|---|---|---|---|---|
| 0x2e509695 | 1.01 | 0.99 | $70k | $73k | USDC ($70k) | USDC ($73k) |
| 0xf71bb8ba | 1.01 | 0.98 | $6k | $6k | USDC ($6k), USDT (< $0.01) | USDT ($6k), DAI (< $0.01) |
| 0x2336ad6e | 1.01 | 0.98 | $5k | $5k | USDC ($5k) | USDC ($5k) |
| 0x83e84cc1 | 1.01 | 0.98 | $5k | $5k | USDC ($5k) | USDC ($5k) |
| 0xfd2b9fb1 | 1.02 | 1.0 | $5k | $5k | USDT ($5k) | WETH ($3.4), WBTC ($24.71), USDC ($5k) |
| 0x1d68fd50 | 1.01 | 0.98 | $3k | $3k | USDC ($3k) | USDT (< $0.01), DAI ($3k) |
| 0xeda9615f | 1.01 | 0.98 | $2k | $2k | USDC ($2k) | USDC ($2k) |
| 0xcfbf908a | 1.01 | 0.98 | $2k | $2k | USDC ($2k) | USDC ($2k) |
| 0x8c01e743 | 1.0 | 0.98 | $1k | $2k | USDC ($1k) | USDC ($2k) |
| 0x2ed79180 | 1.0 | 0.98 | $1k | $2k | USDC ($1k) | USDC ($2k) |
| 0xcaddf492 | 1.01 | 0.99 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0x6d535c42 | 1.01 | 0.98 | $1k | $1k | USDC ($1k), DAI (< $0.01) | DAI ($1k), USDT (< $0.01), LINK (< $0.01), WETH ($0.05) |
| 0x982b4246 | 1.0 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0x2e605496 | 1.01 | 0.99 | $343.11 | $356.68 | USDC ($343.11) | USDC ($356.68) |
| 0xace9cb16 | 1.02 | 0.99 | $156.95 | $164.16 | USDC ($156.95) | DAI ($164.16) |
| 0x81f2e1f1 | 1.01 | 0.98 | $70.26 | $72.66 | USDC ($70.26) | USDT ($72.66) |
| 0xe7f7ee92 | 1.01 | 0.98 | $59.23 | $61.16 | USDC ($59.23) | USDC ($61.16) |
| 0x859f1b4f | 1.01 | 0.98 | $57.41 | $59.46 | USDC ($57.41) | USDC ($59.46), WETH (< $0.01) |
| 0x5a7951c4 | 1.01 | 0.98 | $53.65 | $55.4 | USDC ($53.65) | USDC ($55.4) |
| 0xa20b9fe6 | 1.01 | 0.98 | $51.33 | $53.17 | USDC ($34.09), DAI ($15.1), USDT ($2.14) | USDC ($21.54), DAI ($30.73), USDT (< $0.01), WETH ($0.9) |
| 0x5094086c | 1.01 | 0.98 | $37.8 | $39.06 | USDC ($37.8) | DAI ($39.06) |
| 0xa4a9dd26 | 1.01 | 0.98 | $29.45 | $30.37 | DAI ($29.45) | DAI ($30.37) |
| 0xfbc56be1 | 1.01 | 0.98 | $25.22 | $26.11 | USDC ($25.22) | USDC ($26.11), DAI (< $0.01) |
| 0x4cb51194 | 1.01 | 0.98 | $20.76 | $21.47 | USDC ($20.76) | USDC ($21.47) |
| 0x13b5aad9 | 1.01 | 0.98 | $17.8 | $18.4 | USDC ($17.8) | USDC ($18.4) |
| 0x96abf2a7 | 1.01 | 0.98 | $16.14 | $16.69 | USDC ($8.09), DAI ($8.05) | USDC ($12.66), DAI ($4.03), WETH (< $0.01) |
| 0x00ad3630 | 1.01 | 0.98 | $8.41 | $8.71 | USDC ($8.41) | USDC ($8.69), WETH ($0.02) |
| 0x23863232 | 1.01 | 0.98 | $5.96 | $6.17 | USDT ($5.96) | USDC ($6.17) |
| 0x564df726 | 1.0 | 0.98 | $1.96 | $2.02 | USDC ($1.96) | WETH (< $0.01), DAI ($2.02) |
| 0x7c54aac9 | 1.01 | 0.98 | $0.42 | $0.44 | USDC ($0.42) | USDC ($0.44), WETH (< $0.01) |
| 0xcdb5dc23 | 1.02 | 0.99 | $0.29 | $0.3 | USDC ($0.29) | USDT ($0.3) |
| 0xaa6217cf | 1.01 | 0.98 | $0.07 | $0.07 | DAI ($0.07) | USDT ($0.07) |
| 0x7b604c05 | 1.03 | 1.0 | $0.04 | $0.04 | USDC ($0.04) | DAI ($0.04) |
| 0x16df361d | 1.01 | 0.98 | $0.02 | $0.02 | USDC ($0.01), DAI ($0.01) | USDC ($0.02) |
| 0x5fbd44eb | 1.02 | 0.99 | < $0.01 | < $0.01 | DAI (< $0.01) | WETH (< $0.01), USDC (< $0.01) |
| 0x060d2ed5 | 1.01 | 0.98 | < $0.01 | < $0.01 | DAI (< $0.01) | DAI (< $0.01), USDT (< $0.01) |
| 0x6fe14762 | 1.01 | 0.98 | < $0.01 | < $0.01 | USDC (< $0.01) | DAI (< $0.01) |
| 0x0f9ed9ef | 1.01 | 0.98 | < $0.01 | < $0.01 | USDC (< $0.01) | USDC (< $0.01) |
| 0x7f65e00d | 1.01 | 0.99 | < $0.01 | < $0.01 | USDT (< $0.01) | DAI (< $0.01), USDC (< $0.01) |
| TOTAL | $104k | $108k | USDC ($99k), USDT ($5k), DAI ($52.68) | USDC ($98k), USDT ($6k), DAI ($4k), WETH ($4.38), WBTC ($24.71), LINK (< $0.01) |
As of 2023-05-18, the following 55 accounts will immediately become liquidatable if the proposed parameter changes are implemented.
| Address | Health Factor | Health Factor With New Parameters | Total Borrows (USD) | Total Supply (USD) | Asset(s) Borrowed | Asset(s) Supplied |
|---|---|---|---|---|---|---|
| 0x0a08c3a4 | 1.01 | 0.98 | $40k | $41k | USDC ($40k) | USDC ($41k), DAI (< $0.01), DAI (< $0.01), LINK (< $0.01), WBTC (< $0.01), stMATIC (< $0.01), USDT (< $0.01), LINK (< $0.01), WBTC (< $0.01), USDT (< $0.01) |
| 0xb8f17c3b | 1.0 | 0.98 | $19k | $20k | DAI ($10k), DAI ($10k) | DAI ($10k), DAI ($10k), LINK (< $0.01), CRV (< $0.01), WETH (< $0.01), CRV (< $0.01), WMATIC (< $0.01), LINK (< $0.01), WMATIC (< $0.01) |
| 0x4c116b3a | 1.01 | 0.99 | $17k | $18k | USDC ($17k) | USDC ($18k), WETH (< $0.01) |
| 0xa7f1c779 | 1.02 | 0.99 | $14k | $15k | USDC ($14k) | USDC ($15k), DAI (< $0.01), DAI (< $0.01), LINK (< $0.01), LINK (< $0.01), WMATIC ($74.37), WMATIC ($74.37) |
| 0x0f0e225a | 1.01 | 0.98 | $12k | $12k | USDC ($12k) | USDC ($12k), USDT (< $0.01), DAI (< $0.01), WMATIC (< $0.01), miMATIC (< $0.01), USDT (< $0.01), CRV (< $0.01), CRV (< $0.01), DAI (< $0.01), WETH ($0.03), WMATIC (< $0.01) |
| 0x38db2836 | 1.02 | 0.99 | $9k | $9k | DAI ($4k), DAI ($4k) | DAI ($5k), DAI ($5k), WETH (< $0.01), USDC (< $0.01) |
| 0x1e409bf8 | 1.0 | 0.98 | $8k | $9k | USDC ($8k) | USDC ($9k) |
| 0xfb8cf710 | 1.01 | 0.99 | $7k | $7k | USDC ($7k) | USDC ($7k) |
| 0x880daa96 | 1.01 | 0.99 | $7k | $7k | USDC ($7k) | USDC ($7k) |
| 0x00c31514 | 1.02 | 1.0 | $6k | $6k | USDC ($6k) | USDC ($6k), LINK (< $0.01), WMATIC (< $0.01), WBTC (< $0.01), WMATIC (< $0.01), WBTC (< $0.01), LINK (< $0.01) |
| 0xf48ad408 | 1.01 | 0.98 | $5k | $5k | USDC ($5k) | USDC ($5k) |
| 0x15ec05e8 | 1.01 | 0.99 | $5k | $5k | USDC ($5k) | USDC ($5k), LINK (< $0.01), LINK (< $0.01), WETH ($0.75) |
| 0x5864b2ae | 1.02 | 1.0 | $3k | $3k | USDC ($3k) | USDC ($3k) |
| 0xfaeb7699 | 1.02 | 1.0 | $3k | $3k | USDC ($3k) | USDC ($3k) |
| 0x6dd90a4d | 1.01 | 0.99 | $2k | $2k | USDC ($2k) | USDC ($2k) |
| 0xd8a23c22 | 1.01 | 0.98 | $2k | $2k | DAI ($1k), DAI ($1k) | USDT ($1k), USDT ($1k) |
| 0xe25c0e14 | 1.0 | 0.98 | $2k | $2k | USDC ($2k), DAI ($1.02), DAI ($1.02) | USDC ($2k), WETH ($1.44), WBTC (< $0.01), WBTC (< $0.01) |
| 0x9cf90dc6 | 1.01 | 0.99 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0xca1c8b35 | 1.0 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0x1059122d | 1.01 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k), WMATIC (< $0.01), WMATIC (< $0.01) |
| 0xbc4517fe | 1.02 | 0.99 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0xa3eef804 | 1.02 | 1.0 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0x34bf0cc1 | 1.02 | 0.99 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0xea6e4bde | 1.01 | 0.99 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0x7158cc37 | 1.01 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k), WETH ($0.02) |
| 0x8bb931c0 | 1.0 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k), WMATIC (< $0.01), WBTC (< $0.01), WBTC (< $0.01), WETH (< $0.01), WMATIC (< $0.01) |
| 0x964b518f | 1.01 | 0.98 | $1k | $1k | DAI ($261.9), DAI ($261.9) | DAI ($269.13), DAI ($269.13), BAL ($1.79) |
| 0x3645d830 | 1.01 | 0.98 | $341.87 | $353.46 | USDC ($341.87) | USDC ($353.46) |
| 0x0c7eb05f | 1.0 | 0.98 | $215.3 | $221.65 | DAI ($107.65), DAI ($107.65) | DAI ($110.83), DAI ($110.83) |
| 0x014f5918 | 1.0 | 0.98 | $173.04 | $177.9 | USDC ($173.04) | USDC ($177.9) |
| 0x252d731f | 1.03 | 1.0 | $168.6 | $177.43 | USDC ($168.6) | USDC ($177.43) |
| 0x2f5b8b93 | 1.02 | 0.99 | $98.7 | $103.1 | DAI ($35.96), DAI ($35.96), USDT ($13.39), USDT ($13.39) | DAI ($49.27), DAI ($49.27), WMATIC ($2.28), WMATIC ($2.28) |
| 0x70c03d5a | 1.01 | 0.99 | $75.95 | $78.78 | DAI ($37.98), DAI ($37.98) | SUSHI (< $0.01), USDC (< $0.01), WMATIC (< $0.01), WMATIC (< $0.01), USDT ($39.39), USDT ($39.39) |
| 0xe8b775ab | 1.01 | 0.98 | $68.05 | $70.43 | USDT ($34.03), USDT ($34.03) | USDT ($35.22), USDT ($35.22) |
| 0xb7d899b2 | 1.01 | 0.99 | $41.88 | $43.6 | USDT ($20.94), USDT ($20.94) | USDT ($21.8), USDT ($21.8) |
| 0x8b42455f | 1.02 | 0.99 | $35.57 | $37.02 | USDC ($35.57) | USDC ($37.02), WBTC (< $0.01), WBTC (< $0.01) |
| 0x1a83c094 | 1.02 | 0.99 | $35.46 | $37.07 | USDC ($35.46) | USDC ($37.07) |
| 0xab94de2d | 1.01 | 0.99 | $18.23 | $18.96 | DAI ($9.11), DAI ($9.11) | WMATIC ($4.45), WMATIC ($4.45), USDC ($10.07) |
| 0x09283b4d | 1.02 | 0.99 | $15.92 | $16.6 | DAI ($7.93), DAI ($7.93), jEUR ($0.05) | DAI ($8.3), DAI ($8.3), jEUR (< $0.01), WMATIC (< $0.01), WMATIC (< $0.01) |
| 0x040b2cfe | 1.0 | 0.98 | $15.81 | $16.28 | USDT ($7.91), USDT ($7.91) | USDT ($8.14), USDT ($8.14) |
| 0x0f845c4f | 1.02 | 0.99 | $7.81 | $8.13 | USDC ($7.81) | USDC ($8.13) |
| 0x3cd8bbef | 1.01 | 0.99 | $6.89 | $7.15 | agEUR ($6.89) | WETH (< $0.01), WBTC (< $0.01), USDC ($7.15), WBTC (< $0.01) |
| 0xd9430c65 | 1.0 | 0.98 | $6.59 | $6.78 | USDC ($6.59) | USDC ($6.78) |
| 0xb026673d | 1.02 | 0.99 | $6.57 | $6.88 | USDC ($6.57) | USDC ($6.88) |
| 0x96c7314e | 1.01 | 0.98 | $6.1 | $6.31 | USDT ($3.05), USDT ($3.05) | DAI ($3.15), DAI ($3.15) |
| 0x86f40277 | 1.0 | 0.98 | $3.74 | $3.85 | USDC ($2.33), jEUR ($1.41) | USDC ($3.85) |
| 0x7a494724 | 1.02 | 1.0 | $3.69 | $3.87 | agEUR ($3.69) | USDT (< $0.01), USDC ($3.78), USDT (< $0.01), WMATIC ($0.04), WMATIC ($0.04) |
| 0x89a1968f | 1.0 | 0.98 | $3.54 | $3.64 | USDC ($2.19), jEUR ($1.35) | USDC ($3.64) |
| 0x21f0d06c | 1.01 | 0.98 | $3.03 | $3.15 | USDC ($3.03) | USDC ($3.15) |
| 0x136f1522 | 1.0 | 0.98 | $1.91 | $1.96 | USDT ($0.95), USDT ($0.95) | USDT ($0.98), USDT ($0.98) |
| 0x86f8e8a5 | 1.02 | 0.99 | $1.22 | $1.27 | EURS ($1.22) | EURS (< $0.01), USDC ($1.26), WMATIC (< $0.01), WMATIC (< $0.01) |
| 0x9e38d938 | 1.01 | 0.99 | $0.28 | $0.3 | USDC ($0.28) | miMATIC ($0.3) |
| 0x56428dd2 | 1.0 | 0.98 | < $0.01 | < $0.01 | USDC (< $0.01) | USDC (< $0.01) |
| 0xa938a05d | 1.01 | 0.99 | < $0.01 | < $0.01 | USDC (< $0.01) | USDC (< $0.01) |
| 0x60ab8842 | 1.0 | 0.98 | < $0.01 | < $0.01 | USDT (< $0.01), USDT (< $0.01) | USDT (< $0.01), USDT (< $0.01), WMATIC (< $0.01), WMATIC (< $0.01) |
| TOTAL | $170k | $176k | USDC ($139k), DAI ($31k), USDT ($160.53), jEUR ($2.81), agEUR ($10.58), EURS ($1.22) | USDC ($143k), DAI ($30k), LINK (< $0.01), WBTC ($0.01), stMATIC (< $0.01), USDT ($2k), CRV (< $0.01), WETH ($2.23), WMATIC ($162.31), miMATIC ($0.3), BAL ($1.79), SUSHI (< $0.01), jEUR (< $0.01), EURS (< $0.01) |
As of 2023-05-18, the following 50 accounts will immediately become liquidatable if the proposed parameter changes are implemented.
| Address | Health Factor | Health Factor With New Parameters | Total Borrows (USD) | Total Supply (USD) | Asset(s) Borrowed | Asset(s) Supplied |
|---|---|---|---|---|---|---|
| 0x8c0fcf91 | 1.01 | 0.99 | $703k | $731k | USDC ($703k) | USDC ($731k), WETH (< $0.01) |
| 0x8f85e2e9 | 1.02 | 0.99 | $57k | $59k | DAI ($57k) | DAI ($59k), sUSD ($1.53) |
| 0x27c0d8d4 | 1.01 | 0.99 | $22k | $23k | USDC ($22k) | USDC ($23k) |
| 0x5a1a07e1 | 1.01 | 0.99 | $9k | $9k | USDC ($9k) | USDC ($0.24), DAI ($9k) |
| 0x37749f66 | 1.02 | 0.99 | $8k | $8k | USDC ($8k) | USDC (< $0.01), sUSD (< $0.01), USDT ($8k) |
| 0x74b615e4 | 1.01 | 0.98 | $8k | $8k | USDC ($8k) | USDC ($8k) |
| 0x3c8a708a | 1.03 | 1.0 | $2k | $2k | USDC ($2k) | USDC ($2k) |
| 0x1a6f5e61 | 1.02 | 0.99 | $2k | $2k | USDC ($2k) | USDC ($2k) |
| 0x55f43287 | 1.02 | 0.99 | $2k | $2k | USDC ($2k) | USDT ($2k) |
| 0xd6420e84 | 1.01 | 0.98 | $1k | $1k | sUSD ($1k) | sUSD ($1k), DAI (< $0.01), USDC (< $0.01) |
| 0x99cf7326 | 1.01 | 0.99 | $1k | $1k | DAI ($1k), USDC ($379.91), sUSD ($205.78), USDT ($101.91) | DAI ($1k), WETH ($25.45) |
| 0x4598257f | 1.0 | 0.98 | $1k | $1k | USDC ($1k) | USDC ($1k) |
| 0x61fb3deb | 1.01 | 0.99 | $1k | $1k | USDC ($1k) | USDC ($1k), AAVE (< $0.01) |
| 0xeac87592 | 1.01 | 0.98 | $379.1 | $392.93 | DAI ($379.1) | DAI ($392.93) |
| 0xf8a1ee23 | 1.01 | 0.98 | $264.22 | $272.44 | USDC ($264.22) | USDC ($272.44) |
| 0x537fb902 | 1.01 | 0.98 | $191.74 | $198.75 | USDC ($191.74) | USDC ($198.75) |
| 0xdd4e7a76 | 1.01 | 0.98 | $189.22 | $195.72 | sUSD ($189.22) | sUSD ($195.72) |
| 0x852f3662 | 1.0 | 0.98 | $119.47 | $123.1 | USDC ($119.47) | USDC ($123.1) |
| 0x2e605496 | 1.02 | 0.99 | $108.88 | $113.89 | USDC ($108.37), DAI ($0.5) | USDC ($112.45), WETH ($0.01), AAVE ($1.42) |
| 0x60f9b688 | 1.0 | 0.98 | $82.6 | $85.1 | USDC ($82.6) | USDC ($85.1), DAI (< $0.01) |
| 0x25ba6bad | 1.0 | 0.97 | $75.77 | $77.72 | sUSD ($75.77) | sUSD ($77.72) |
| 0xa5174839 | 1.01 | 0.98 | $49.01 | $50.56 | USDC ($49.01) | USDC ($50.56) |
| 0x13f5cf79 | 1.0 | 0.98 | $30.7 | $31.63 | USDT ($30.7) | USDT ($31.63) |
| 0xa4341870 | 1.01 | 0.99 | $25.8 | $26.75 | DAI ($25.8) | WETH ($0.26), USDC ($26.49) |
| 0xd6e44a50 | 1.02 | 0.99 | $24.56 | $25.65 | USDT ($24.56) | USDC ($25.65) |
| 0xc74ffa4d | 1.01 | 0.98 | $23.19 | $24.01 | DAI ($23.19) | DAI ($24.01), WETH (< $0.01), USDC (< $0.01) |
| 0x69593699 | 1.0 | 0.98 | $10.22 | $10.52 | sUSD ($10.22) | USDC ($10.52) |
| 0x3d38f976 | 1.02 | 1.0 | $9.64 | $10.11 | USDT ($9.64) | USDT ($10.11) |
| 0xb394cd6e | 1.01 | 0.99 | $9.3 | $9.65 | USDC ($9.3) | USDT ($9.65) |
| 0xbd5b2613 | 1.0 | 0.98 | $8.81 | $9.07 | USDC ($8.81) | USDC ($9.07) |
| 0x634952f0 | 1.01 | 0.98 | $4.68 | $4.84 | USDT ($4.68) | sUSD (< $0.01), USDC ($4.84) |
| 0xb58b3e8b | 1.0 | 0.98 | $3.77 | $3.88 | USDC ($3.77) | USDC ($3.88), DAI (< $0.01) |
| 0x81cc41a0 | 1.01 | 0.98 | $3.61 | $3.73 | sUSD ($3.61) | USDC ($3.73) |
| 0x66adc590 | 1.01 | 0.99 | $2.9 | $3.01 | sUSD ($2.9) | DAI ($3.01) |
| 0x7a0dff2a | 1.01 | 0.98 | $2.52 | $2.61 | DAI ($2.52) | sUSD ($2.61) |
| 0xf85df5e9 | 1.0 | 0.98 | $1.91 | $1.96 | DAI ($1.51), USDT ($0.4) | USDC ($1.96) |
| 0x93494cf5 | 1.0 | 0.98 | $1.88 | $1.94 | DAI ($1.88) | USDC ($1.94) |
| 0x2421134c | 1.01 | 0.98 | $1.67 | $1.73 | USDC ($1.67) | sUSD ($1.73) |
| 0x6f206dcf | 1.0 | 0.98 | $1.31 | $1.35 | sUSD ($1.31) | DAI ($1.35) |
| 0xbe4d99f3 | 1.02 | 0.99 | $0.96 | $1.0 | DAI ($0.96) | USDC ($1.0) |
| 0x2ed17344 | 1.01 | 0.98 | $0.23 | $0.23 | USDC ($0.23) | USDC (< $0.01), DAI ($0.23) |
| 0x0bbf7580 | 1.0 | 0.98 | $0.15 | $0.16 | DAI ($0.15) | DAI ($0.16) |
| 0x1b056a28 | 1.02 | 1.0 | $0.13 | $0.13 | DAI ($0.13) | DAI ($0.13) |
| 0x86c0eb3c | 1.02 | 0.99 | $0.05 | $0.05 | USDC ($0.05) | DAI (< $0.01), USDT ($0.05) |
| 0x266e0218 | 1.0 | 0.98 | < $0.01 | < $0.01 | DAI (< $0.01) | USDC (< $0.01) |
| 0x6fe14762 | 1.01 | 0.99 | < $0.01 | < $0.01 | USDC (< $0.01) | USDC (< $0.01), WETH (< $0.01), sUSD (< $0.01) |
| 0x4707ddf2 | 1.02 | 1.0 | < $0.01 | < $0.01 | USDT (< $0.01) | USDT (< $0.01), DAI (< $0.01), WETH (< $0.01) |
| 0x82fb1ff0 | 1.0 | 0.98 | < $0.01 | < $0.01 | USDC (< $0.01) | USDC (< $0.01) |
| 0xcdab85b5 | 1.0 | 0.98 | < $0.01 | < $0.01 | DAI (< $0.01) | DAI (< $0.01) |
| 0x662adc1b | 1.01 | 0.98 | < $0.01 | < $0.01 | DAI (< $0.01) | sUSD (< $0.01) |
| TOTAL | $818k | $851k | USDC ($759k), DAI ($58k), sUSD ($2k), USDT ($171.9) | USDC ($769k), WETH ($25.73), DAI ($70k), sUSD ($2k), USDT ($11k), AAVE ($1.42) |