[ARFC] Asset Parameters Optimization
Author: ACI ( Aave Chan Initiative)
Date: 2025-05-26
Summary
This proposal aims to optimize parameters of certain assets across networks where it is supported.
Motivation
This proposal aims to optimize the Reserver Factor of various stables and also optimize the Optimal Utilization of various assets to better reflect the market mechanisms.
The key changes include:
- Adjusting Reserve Factor (RF) of various stables from 10% to 20%: increasing the RF routes a larger portion of the interest paid by users to Aave DAO’s Treasury. This does not impact users’ health factor directly while providing better cushion for assets at low utilization.
- Adjusting Optimal Utilization (Uoptimal) of various assets to 45%: We recommend to decrease Uoptimal of CRV, BAL and SNX to 45%, to better reflect the borrow and supply dynamism for these assets.
Specification
| Market | Asset | Current Reserve Factor | Recommended Reserve Factor |
|---|---|---|---|
| Ethereum Core | crvUSD | 10% | 20% |
| Ethereum Core | rlUSD | 10% | 20% |
| Ethereum Core | USDtb | 10% | 20% |
| Celo | USDT | 10% | 20% |
| Market | Asset | Current Optimal Utilization | Recommended Optimal Utilization |
|---|---|---|---|
| Ethereum Core | CRV | 70% | 45% |
| Ethereum Core | BAL | 80% | 45% |
| Ethereum Core | SNX | 80% | 45% |
| Polygon | CRV | 70% | 45% |
| Polygon | BAL | 80% | 45% |
Disclaimer
The ACI is not presenting this ARFC on behalf of any third party and is not compensated for creating this ARFC.
Next Steps
- If consensus is reached on this [ARFC], escalate this proposal directly to AIP.
Copyright
Copyright and related rights waived via CC0.