From a market risk perspective, enabling USDT as collateral with USDC parameters can increase revenue, as seen from USDT collateralization on Aave v3 Avalanche and Arbitrum. Gauntlet has not quantified the centralization risk associated with USDT so cannot give any color on the likelihood, extremity or timeframe of a USDT de-peg. If the community has a more conservative risk preference, they may choose not to enable USDT collateral. If they wish to enable collateral conservatively, they can elect to put USDT in isolation mode with a $5 million debt ceiling. If they have an aggressive preference, they can elect to enable USDT collateral at USDC parameter settings. As with other pools, we recommend dynamically optimizing parameters after the pool is initialized and market conditions change.