Automatic LP share withdrawal into wallets is sub-optimal (i.e. when depositing LINK, you receive aLINK). This could be construed as a token swap, which potentially carries tax considerations - instead of being viewed as posting collateral for a loan as you would with a centralized borrow/lend counterparty, which carries no tax obligation. We should fix this.
We propose to enable optional LP share withdrawal (atokens) with a UI in the site itself. So you could take 0-100% of your aTokens, upon receipt of collateral. This would largely fix the issue and enable Aave to expand its footprint with larger institutions. I don’t think folks would mind selecting 100% on the scale to withdraw aTokens to expand the market meaningfully. Simple idea but big benefit.